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  • Bridging/Short Term Finance

    Bridging and short-term finance can be expensive but very useful. Typically, a bridging loan is arranged over a period of 1–36 months, while a longer-term solution is arranged and is usually used if you are looking for a quick outcome. It’s a loan that is secured against the property. The size of the loan could vary, with some lenders offering up to £25,000,000, depending on the scenario.

    We work with a number of specialists and you could get anything from 1st charge to 3rd charge borrowing on residential, buy-to-let, commercial, semi-commercial and land (with or without planning permission)

    Why should you use bridging finance?

    • Quick access to significant funds.
    • Money needed for a short period and don’t want to make repayments.
    • Flexibility.

    Some of the things you could use bridging for?

    • Chain breaks.
    • Bridge to bridge.
    • Auction purchases.
    • Investment purchases/Buy-to-Let.
    • Buy-to-let with nil valuation and full retention.
    • Commercial lending.
    • Purchase before or without a sale.
    • Self-build/conversion.
    • HMO/MUB Purchases.
    • Below market value transactions.
    • Refurbishment/development.
    • Agricultural bridging.
    • Funding without monthly interest payments.
    • Non status capital raising.

    If you would like to know more, get in touch today.

    Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Not all forms of property development finance are regulated by the Financial Conduct Authority.

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