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  • HMO’s/MUFB’s

    What are HMO’s?

    HMO’s are houses of multiple occupancy, which means rooms are let to a number of people from more than one single family. An example of this may be a house with four bedrooms that is let out to four different people or families, each with there own room and tenancy. The living areas, such as the living rooms and kitchen, are shared between the four tenants.

    What are MUFB’s

    MUFB’s are multi-unit freehold blocks. This would be when an investor purchases a small/medium-sized block of flats and is then the owner of the freehold and then lets out each apartment to a tenant.

    If you have a HMO/MUFB enquiry

    Complete the contact form below or give us a call and we will look into potential options for you and check your eligibility. When it comes to HMO’s and MUFB’s there aren’t to many lenders that will do these and the lenders will have there own lending criteria. You want to contact a broker who has the experience dealing with these sort of cases. There may be some checks we will need to do around licence requirements, number of rooms and rental calculations etc.

    Your home may be repossessed if you do not keep up repayments on your mortgage. Not all Buy to Let Mortgages are regulated by the Financial Conduct Authority.

    Contact us today

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