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  • Contractors

    What is a contractor?

    A contractor is someone who receives income from a contract but are not employed on a permanent basis. This could be individuals who are self-employed and pay their own tax, it could also be individuals who are employed via an umbrella company and deduct their tax; or someone who is employed on a short-term contract, which could be 12 months for example.

    Why use The Mortgage Merchant?

    Each lender will use a contractor’s income differently and will have a specific policy in place for these individuals. Some lenders may require a specific amount of experience or time contracting, and some will treat you as employed and others as self-employed.

    We will take the time to review how your contract works and the amount of experience and time you have in contracting, and prepare a solution for you. We have dealt with a large number of contractors in different types of job roles.

    • Have regular offers available to new and existing clients.
    • We will keep you updated every step of the way.
    • Will find you solutions very quickly.

    If you would like to discuss further reach out.

    Your home may be repossessed if you do not keep up repayments on your mortgage.

    Contact us

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