As first-time buyers, looking for your first home can be a scary but exciting time. We would love to be able to support you along the journey. We pride ourselves on our three commitments, which are:
- Being approachable: We want to be easy to deal with, and no matter what stage you are at, we want all our clients to feel like they can approach us and ask any questions, no matter how big or small.
- Keeping it simple: The home buying process can be complicated, and we want to make it as easy as it can be. We will always cover the mortgage process initially and sign post each stage.
- Keeping you informed: We will proactively keep you updated by your chosen method of contact on the progress of any applications, and we have a handy client portal that will keep you updated.
We are happy to arrange an initial consultation to discuss what the process is and how we can get you where you need to be. We can cover the following areas for you:
- Affordability (This gives you an idea of where you currently stand.)
- How to approach looking at houses.
- What a decision/agreement in principle is, and can arrange to get you one.
- Our process and the lender’s process.
- Documentation needed.
- How it works with the valuation’s
- Cover any schemes that may be available to you.
Benefits of using The Mortgage Merchant
- We have a current offer where we are charging no fees for our service.
- We are approachable and will provide you with our contact details so you can ask any question, no matter how big or small, and get a quick response.
- Years of experience.
- Personalised service.
- Access to the client portal.
- Access to a large number of lenders.
Your home may be repossessed if you do not keep up repayments on your mortgage.