Bridging/Short Term Finance

Bridging and short-term finance can be expensive but very useful. Typically, a bridging loan is arranged over a period of 1–36 months, while a longer-term solution is arranged and is usually used if you are looking for a quick outcome. It’s a loan that is secured against the property. The size of the loan could vary, with some lenders offering up to £25,000,000, depending on the scenario.

We work with a number of specialists and you could get anything from 1st charge to 3rd charge borrowing on residential, buy-to-let, commercial, semi-commercial and land (with or without planning permission)

Why should you use bridging finance?

• Quick access to significant funds.
• Money needed for a short period and don’t want to make repayments.
• Flexibility.

Some of the things you could use bridging for?

• Chain breaks.
• Bridge to bridge.
• Auction purchases.
• Investment purchases/Buy-to-Let.
• Buy-to-let with nil valuation and full retention.
• Commercial lending.
• Purchase before or without a sale.
• Self-build/conversion.
• HMO/MUB Purchases.
• Below market value transactions.
• Refurbishment/development.
• Agricultural bridging.
• Funding without monthly interest payments.
• Non status capital raising.

If you would like to know more, get in touch today.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Not all forms of property development finance are regulated by the Financial Conduct Authority.

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