LTD Company BTL Mortgages

What is a LTD Company BTL?

A LTD company BTL is a buy-to-let property that is purchased under a company rather than your personal name. In certain scenarios, some lenders will allow you to purchase under a company that is already trading; however, in most cases, a lender will want a separate special purpose vehicle (SPV)

What are the benefit’s of purchasing under a LTD company?

Purchasing through a LTD company could benefit you in the following ways:

Tax Benefits (We are not tax advisers so please seek advice from a professional for more information.)
Claim back your expenses.
Protecting your assets
Planning for the future: Can pass it over by changing directorships.

What are the cons of purchasing under a LTD company?

Here are some of the cons of purchasing through a LTD company:

Higher rates.
Additional costs

If you would like to discuss further, feel free to contact us on 07720601196 or using the form below.

Your home may be repossessed if you do not keep up repayments on your mortgage. Not all Buy to Let Mortgages are regulated by the Financial Conduct Authority.

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