Categories: Market update

Average monthly mortgage repayments rise

Latest analysis has revealed how quickly the mortgage market is
changing.

Homeowners coming to the end of a five-year fixed term, on an average rate of
1.99%, would have been paying £725 a month. The average rate for a five-year
fixed-term mortgage was 5.83% at the end of June 2023. On a remaining
mortgage balance of £143,465, those remortgaging onto another five-year fixed
rate would see their average monthly repayment increase to £1,014 – a hike of
£289 a month.

Homebuyers currently looking to secure a deal on the average house price
(£286,489) will face a monthly mortgage repayment of £1,362 – based on a 25-
year term at 75% loan-to-value at an average rate of 5.83%.

Your home may be repossessed if you do not keep up repayments on
your mortgage

Octane Capital

Jake

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